Protecting and enhancing your brand is our goal at Diligent, with a variety of cost-effective solutions for your property. We offer independently and company managed HOA’s cost effective termite protection plans, as well as easy termite bond renewal. Diligent practices I.P.M. (Integrated Pest Management) so that we minimize the chemicals used in the environment and optimize the value of your property. Diligent has termite solutions for homeowners’ associations for single-family, townhome/villas, and condominiums in South and Central Florida. For HOA boards and community association managers, Diligent coordinates termite inspections, service records, resident access, and renewal planning across the buildings and common areas listed in the agreement.
What Is A Termite Bond?
A Termite bond, or termite insurance, is an agreement between termite service companies and property owners that protects against termite infestations. Termite bonds give property owners and managers peace of mind by providing plans that cover the costs of controlling, eradicating, and even repairing structural damage caused by termites. In addition, a termite bond renewal is offered regularly to avoid any lapse in coverage and ensure uninterrupted protection. For a Florida HOA, the written agreement should identify the covered structures, termite species, inspection schedule, treatment or retreatment obligations, renewal terms, exclusions, transfer provisions, and any damage-repair coverage.
Protecting Our Owner’s Investment
Diligent provides homeowner’s associations with Total Termite Protection that covers all subterranean termites. Diligent provides peace of mind for the Owners and Homeowners Association Representatives with our Total Termite Treatment Warranty. Our warranty covers all treatments to control and eliminate a termite infestation, preventing them from damaging the structure and its contents, which could affect paintings, furniture, and other tenant belongings, as well as reducing unexpected additional expenses to your maintenance & repair budget.
Don’t wait until termites cause costly damage. Use our Termite Infestation Probability Zones Map to determine your property’s termite infestation risk and make informed decisions about prevention and protection. With detailed regional data, expert guidance, and actionable recommendations, you’ll have everything you need to defend your home against destructive termites.
Does an HOA Cover Termite Treatment?
Whether an HOA is responsible for termite inspection, treatment, or repairs depends on the association’s governing documents, maintenance obligations, the location of the termite activity, and the terms of the termite bond. Boards and managers should review the declaration and written service agreement to distinguish association responsibilities from individual-owner responsibilities.
Diligent can help define which association-maintained buildings and common-area structures are included in the service scope, but the HOA should obtain legal guidance when responsibility under its governing documents is unclear.
What Can You Do To Protect Your Property From Termite Infestation?
- Maintain the termite control contract on your property and renew it annually.
- Keep the roof in good repair and stop leaks immediately.
- Keep irrigation away from the siding and foundation.
- Do not pile wood against the structure.
- Keep mulch and landscaping away from the structure.
- Channel air conditioning drainage pipes away from the property.
- Maintain all gutters and downspouts so that rainwater is discharged 18 to 24 inches away from the structure’s foundation.
How HOA Termite Protection Works
1. Community evaluation
Review the property layout, construction, known termite history, moisture conditions, access requirements, and association-maintained structures.
2. Written scope
Identify covered buildings, termite species, inspection cadence, treatment obligations, renewal terms, exclusions, and reporting requirements.
3. Coordinated inspections
Schedule service with the community manager and communicate any resident or unit-access needs in advance.
4. Findings and response
Document evidence of termite activity and recommend treatment and follow-up based on the termite type, site conditions, and written agreement.
5. Renewal and recordkeeping
Maintain service continuity and organize reports, notices, and treatment records for the board or management company.
Investment Properties Termite Protection
Thank you for choosing Diligent Termite Services to protect your property from termites. We are glad you selected Diligent’s Total Termite Protection Policy to protect your property against termite damage. With Diligent’s termite warranty, your investment is completely covered against all types of termites, so you can rest assured that you have the best in termite protection. Coverage is governed by the current written policy; the final page should state the included termite species, retreatment and repair provisions, and exclusions exactly as they appear in the agreement.
Thank you again for doing business with Diligent Termite Services. If you have any questions about your property’s termite protection, please call our office at 1-800-DILIGENT (1-800-345-4436) or email us at [email protected].
Request an HOA Community Evaluation
Tell Diligent about your community type, number of buildings or phases, current bond status, known termite history, access requirements, and preferred timing. Our team will review the information and recommend the next step.
Frequently Asked Questions
1What is a termite bond, and why do HOAs need one?
A termite bond is a preventative service agreement that includes regular termite inspections, treatment, and monitoring. For Homeowners Associations, termite bonds help protect shared structures-such as villas, townhomes, clubhouses, and fences-by ensuring early detection and consistent protection across the entire community.
2How often are inspections conducted under an HOA termite bond?
Diligent Termite Services performs scheduled annual or semi-annual inspections based on your community’s layout, construction materials, and termite risk. Common areas and residential buildings are checked thoroughly, and monitoring systems are reviewed and serviced.
3Are both subterranean and drywood termites included in coverage?
Our HOA bond primarily covers subterranean termites. Drywood termite treatment is available as an additional service, particularly in communities located near the coast or with wood siding and attics. Coverage needs are evaluated during the initial community assessment.
4Is the termite bond transferable if ownership changes within the HOA?
Yes. Our termite bond can transfer from one homeowner to another with board approval. This is particularly important for resale units, helping preserve property value and maintain uninterrupted protection.
5What kinds of properties can be covered under a community-wide termite bond?
Diligent covers a variety of HOA property types, including:
- Townhomes and attached villas
- Condominium exteriors and community buildings
- Clubhouses, pool decks, and wooden perimeter fences
- Entry features and signage structures
Our team will design a coverage plan based on your association’s layout and shared responsibilities.
6What termite prevention methods are used in HOA communities?
We implement a combination of:
- Termite bait stations around community structures
- Soil-applied liquid treatments near foundations
- Spot treatments in cracks, joints, and moisture-prone areas
- Scheduled inspections with full reporting to HOA boards
All methods are discreet and minimally disruptive to residents.
7What documentation does the HOA receive?
Diligent Termite Services provides:
- A formal community termite bond agreement
- Individual inspection and treatment reports
- Service logs for board records
- Notifications for upcoming visits and required access
All documentation supports HOA board accountability and recordkeeping for audits or resale disclosures.
8What happens if termites are found during an inspection?
If termites are detected during a bonded inspection, Diligent will:
- Apply localized treatment to the affected area
- Increase baiting coverage and monitor surrounding structures
- Notify the HOA and schedule any follow-up visits
Our team communicates findings clearly with both boards and property managers.
9Are your termite bonds compliant with Florida state regulations?
Yes. Diligent Termite Services is fully licensed by the Florida Department of Agriculture and Consumer Services (FDACS). Our bond terms and treatment protocols meet the standards outlined in Florida Statute Chapter 482.
10Can we combine multiple HOA properties under a single agreement?
Yes. If your association manages multiple phases or developments, we can consolidate termite services under one agreement. This allows for simplified billing, consistent treatment schedules, and streamlined communication with board members.
11How long does an HOA termite bond last?
The service period and renewal requirements depend on the written agreement. Review the effective dates, inspection obligations, renewal deadline, payment terms, and any conditions that could affect continued coverage.
12Does an HOA termite bond cover termite damage?
Damage-repair coverage is not automatic and varies by agreement. The HOA should confirm whether the policy is retreatment-only or includes defined repair coverage, along with species limitations, exclusions, deductibles, caps, and claim requirements.
